I guess I haven’t posted on here in a while..

although I’ve been faithfully reading all the messages. My husband and I have just RE-started the Dave Ramsey plan over the last week or so. By Friday of this week, we will have the $1000 EF in place, and if we follow our budget, we are on schedule to pay off 3 credit cards and 4 other debts totalling about $5,000… (using a combination of our tax refund and living very meagerly for the next few weeks).

We are now GAZELLE INTENSE and plan on being DEBT-FREE except the house by the end of 2006!!! I CAN HARDLY WAIT !